The Best Pumpkin Cream Cheese Bread: A Perfect Fall Treat

Take your classic pumpkin bread to the next level with this unbelievably delicious recipe for Pumpkin Cream Cheese Bread. This isn’t just a loaf with frosting; it features a rich, tangy, and sweet cream cheese filling baked right into the center of a perfectly spiced, ultra-moist pumpkin bread. Every slice reveals a beautiful ribbon of creamy cheesecake-like filling, creating a perfect contrast of flavors and textures. It’s a show-stopping quick bread that’s surprisingly easy to make and perfect for a special autumn breakfast, brunch, or dessert.

Pumpkin Cream Cheese Bread

Why This Recipe is an Absolute Must-Bake

This is the ultimate upgrade to a classic fall favorite. Here’s why you’ll love it:

  • The Perfect Flavor Combination: The warm spices of the pumpkin bread are a perfect match for the sweet and tangy cream cheese filling.
  • Incredibly Moist & Tender: The pumpkin puree and sour cream in the batter guarantee a super moist and tender loaf that stays fresh for days.
  • A “Wow” Factor in Every Slice: The beautiful layer of cream cheese filling in the middle makes this bread look as amazing as it tastes.
  • Easy to Make: While it looks impressive, the process is as simple as making two easy batters and layering them in a pan.

Your Ingredient Checklist

This recipe is broken down into two simple components: the pumpkin bread batter and the cream cheese filling.

For the Pumpkin Bread Batter:

  • Pumpkin Puree: 1 cup (100% pure pumpkin, not pie filling).
  • Egg: 1 large egg.
  • Brown Sugar: ¾ cup, packed.
  • Oil: ¼ cup vegetable or canola oil.
  • Sour Cream: ¼ cup.
  • Vanilla Extract: 1 teaspoon.
  • Pumpkin Pie Spice: ½ tablespoon.
  • All-Purpose Flour: 1 cup.
  • Leavening: ½ teaspoon baking powder and ½ teaspoon baking soda.
  • Salt: ¼ teaspoon.

For the Cream Cheese Filling:

  • Cream Cheese: 4 ounces, softened to room temperature.
  • Egg: 1 large egg.
  • Granulated Sugar: ¼ cup.
  • All-Purpose Flour: 3 tablespoons.

Step-by-Step Guide to a Perfect Loaf

Follow these simple layering steps for an impressive and delicious result.

Part 1: Prepare the Batters

  1. Preheat and Prep: First, preheat your oven to 350°F (175°C). Grease and flour a 9×5 inch loaf pan.
  2. Make the Pumpkin Batter: In a large bowl, whisk together the pumpkin puree, 1 egg, brown sugar, oil, sour cream, and vanilla extract until well combined.
  3. Add Dry Ingredients: In a separate bowl, stir together the 1 cup of flour, pumpkin pie spice, baking powder, baking soda, and salt. Add these dry ingredients to the wet pumpkin mixture and fold with a spatula until just combined. Be careful not to overmix.
  4. Make the Cream Cheese Filling: In a separate medium bowl, whisk together the softened cream cheese, 1 egg, granulated sugar, and the 3 tablespoons of flour until the mixture is smooth and creamy.

Part 2: Layer and Bake

  1. First Layer: Pour about two-thirds of the pumpkin bread batter into the bottom of your prepared loaf pan and spread it out into an even layer.
  2. Add the Filling: Gently pour the cream cheese filling over the top of the pumpkin batter. Use a spatula to carefully spread it out towards the edges.
  3. Final Layer: Spoon the remaining one-third of the pumpkin batter over the top of the cream cheese layer. Carefully spread it to cover the filling. (Don’t worry if it’s not perfect!)
  4. Bake: Place the loaf pan in the preheated oven and bake for 45-50 minutes. The bread is done when a wooden skewer or toothpick inserted into the center comes out mostly clean (a few moist crumbs from the filling are okay).
  5. Cool Completely: Let the bread cool in the pan for about 15-20 minutes before carefully inverting it onto a wire rack. Let it cool completely before slicing to ensure the cream cheese filling is fully set.

Tips for the Best Pumpkin Cream Cheese Bread

  • Soften the Cream Cheese: Ensure your cream cheese is fully softened to room temperature before you start. This is the key to getting a smooth, lump-free cheesecake filling.
  • Don’t Overmix the Batter: For a tender quick bread, stir the dry ingredients into the wet until they are just combined. Overmixing can make the final loaf tough.
  • Cooling is Key: Be patient and let the bread cool completely. Slicing into it while it’s still warm can cause the creamy filling to be runny and messy. A fully cooled loaf will give you beautiful, clean slices.
  • Storage: Store the bread tightly wrapped or in an airtight container in the refrigerator due to the cream cheese filling. It will stay delicious for up to 5 days.

The Best Pumpkin Cream Cheese Bread: A Perfect Fall Treat

This moist and tender pumpkin bread features a luscious ribbon of tangy cream cheese filling baked right inside. Perfectly spiced and irresistibly rich, it’s an impressive yet easy fall treat for breakfast, brunch, or dessert.
Prep Time 20 minutes
Cook Time 50 minutes
Total Time 1 hour 10 minutes
Course Breakfast, Brunch, Dessert
Cuisine American
Servings 10 slices
Calories 260 kcal

Equipment

  • 9×5-inch loaf pan
  • Mixing bowls
  • whisk and spatula
  • Measuring Cups and Spoons
  • Wire Cooling Rack

Ingredients
  

  • 1 cup 100% pumpkin puree
  • 1 large egg
  • 3/4 cup packed brown sugar
  • 1/4 cup vegetable or canola oil
  • 1/4 cup sour cream
  • 1 tsp vanilla extract
  • 1/2 tbsp pumpkin pie spice
  • 1 cup all-purpose flour
  • 1/2 tsp baking powder
  • 1/2 tsp baking soda
  • 1/4 tsp salt
  • 4 oz cream cheese, softened
  • 1 large egg (for filling)
  • 1/4 cup granulated sugar
  • 3 tbsp all-purpose flour (for filling)

Instructions
 

  • Preheat oven to 350°F (175°C). Grease and flour a 9×5 inch loaf pan.
  • In a large bowl, whisk pumpkin puree, 1 egg, brown sugar, oil, sour cream, and vanilla until smooth.
  • In another bowl, combine flour, pumpkin pie spice, baking powder, baking soda, and salt. Add dry mixture to wet and fold until just combined.
  • In a medium bowl, whisk cream cheese, 1 egg, sugar, and 3 tbsp flour until smooth and creamy.
  • Pour two-thirds of pumpkin batter into loaf pan. Spread cream cheese filling evenly over it. Spoon remaining pumpkin batter on top and gently spread to cover.
  • Bake 45–50 minutes, until a toothpick inserted in the center comes out mostly clean (a few moist crumbs are fine).
  • Cool in pan for 15–20 minutes. Remove to a wire rack and let cool completely before slicing.

Notes

Make sure the cream cheese is fully softened for a smooth filling. Mix the batters only until just combined for the best texture. Cool completely before slicing for neat, beautiful layers. Store tightly wrapped in the fridge for up to 5 days.
Keyword cream cheese swirl bread, fall pumpkin loaf, pumpkin cream cheese bread, pumpkin quick bread